Money makes it happen. It fixes your hunger, your entertainment, your boredom, your shelter and your clothing. It’s a pretty remarkable thing. The people who have it make more of it and those that don’t wish they did.
People kill, steal, lie & cheat to achieve it. People push themselves the extra mile or stay at the office later. People need/want/desire it.
Me…. I need to stop spending it. I have lived the last two years of my life on my credit cards. Not that they are maxed out but I place a good portion of pay on my credit cards and live off them. It has helped my credit rating (because everyone tells you that is so important….) but is hasn’t taught me any discipline.
If I run out of money I use my credit card I don’t think twice. I don’t save, I don’t juggle money and I don’t wait. When I want something; I never go without.
I have to learn to say no. I have to learn to say “I can’t afford that,” I have to learn that money doesn’t grow on credit cards.
So last night at the Toshs I pulled out the credit cards and took the scissors to them. $6000 of potential spending now gone.
Today at lunch I had to check my account online to see if I could go out; Sweet, just enough for lunch.
Thank goodness it’s a payday tomorrow!!!